Tag Archives: Stock market

Can you recommend a stock investing book for beginners?

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Inquirer:
ano po magandang book for stock market for beginner…thanks

Guita of Colayco Foundation:
Try Building Wealth With Stocks by the Philippine Stock Exchange available for free download on http://www.pse.com.ph If you want something more comprehensive the Intelligent Investor by Benjamin Graham is a good book to start with. Just remember that the US Markets are different from the Philippine Market.

 

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Discover your options for taking hold of your personal finances, growing out of debt, and building wealth through Colayco Foundation’s publications and training.
Upcoming Seminars:
July 27 (Friday), 1-5pm            Pera Mo Palaguin Mo Workshop
Aug 4 (Saturday), 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1 (Saturday), 9am-12nn    InvestAbility: Stock Market
Sept 1 (Saturday), 2-5pm         InvestEd: Analyzing Stocks
Email renzie@colaycofoundation.com or SMS 0917 808 8857 for more information and to check if you qualify for BIG discounts!
Avail free personal finance articles on www.colaycofoundation.com
We look forward to building One Wealthy Nation with you!

Can I really grow my money to Php9M?

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Inquirer:
possible po b tlga makuha ung 9M na net worth for my future retirement base doon s computation ku khapon gamit ung net worth planning computation s Pera Palaguin workbook ku po ?thanks and more power po !! :)

Guita of Colayco Foundation:
It is possible assuming you can save the amount indicated at the bottom of the Net Worth Planning sheet and can invest it at the average annual rate recommended.

Inquirer:
is it possible to reach the 9M if i will invest it sa time deposit s bank po?ksi way back 2009 po i invested my money s stock market s makati po kya lng po hndi ngwork out eh nalugi lng po ksi hndi ku kabisado eh at hndi mashadu npagaralan ung stock market eh. s palagay nyu sir mas mganda at mgwork out kung time deposit po aku mginvest ngaun?

Guita of Colayco Foundation:
Time deposit will not meet your target return rate. Instead of the stock market,  consider mutual funds. visit http://www.pifa.com.ph for more info

 

I’ve recently become more involved with Colayco Foundation for Education, the first, most experienced and most effective in teaching personal finance to Filipinos, and I’ve answered so many questions about investing, managing money, business, etc. Names have been redacted. Most of these are originally found on the Francisco Colayco Facebook Page, Colayco Foundation and Francisco Colayco Website

Should I switch from UITF to MF?

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Inquirer: 

i have uitf fund in pnb(dollar & peso) it is a good investment fund or mutual fund is better? thank you very much…

Guita of Colayco Foundation

UITFs are very similar to MFs. It essentially works and grows your money in the same way: pooling of funds from various investors to invest in the stock, debt and money market, depending on the type of fund chosen.

The notable differences are the following:
1. UITF management is by a bank because it is a bank product. MF management is by an MF management company.
2. In MFs, once invested you are a shareholder with voting rights (like in a corporation).

If you are happy with the performance of your UITF there is no need to redeem your funds and invest in an MF.

Compare performances of UITFs and MFs on these sites:
UITF: www.uitf.com.ph
MF: www.pifa.com.ph

______________________________

Discover your options for taking hold of your personal finances, growing out of debt, and building wealth through Colayco Foundation’s publications and training.
Upcoming Seminars:
July 27 (Friday), 1-5pm            Pera Mo Palaguin Mo Workshop
Aug 4 (Saturday), 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1 (Saturday), 9am-12nn    InvestAbility: Stock Market
Sept 1 (Saturday), 2-5pm         InvestEd: Analyzing Stocks
Email renzie@colaycofoundation.com or SMS 0917 808 8857 for more information and to check if you qualify for BIG discounts!
Avail free personal finance articles on www.colaycofoundation.com
We look forward to building One Wealthy Nation with you!

Investments for Php5000

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Inquirer:
san po pwede mkapag invest for as low as 5,000 pesos?
Guita of Colayco Foundation:
There are several investment opportunities to consider however not all of these may be the best option for you:
1. Mutual Funds – Initial investment Php5000, subsequent investments minimum Php1000. This is best utilized if you can save and invest Php1000 regularly (i.e. every month or every other month at the least).
2. Retail Treasury Bonds – In multiples of Php5000. This is best utilized if you need a safe and guaranteed investment which will give you regular income over a specified period.
3. Stocks – You can actually begin investing for as low as Php5000 however to truly take advantage of the stock market and manage your risks at the same time, you need to build the fund to at least Php150,000 over the course of 2-3 years.
It would be best to learn how to pick the best investment for you at one of Colayco Foundation’s upcoming seminars.
Upcoming Saturday Seminars:
July 7, 9am-12nn     Pisobilities Wealth Within Your Reach
July 7, 2-5pm          InvestAbility: Mutual Funds.
Aug 4, 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1, 9am-12nn    InvestAbility: Stock Market

Sept 1, 2-5pm         InvestEd: Analyzing Stocks

SMS 0917 808 8857 for more information

Before Investing Php150K in the Stock Market

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Inquirer:
just want to ask if you have P150k and planning to invest it in the stock market. Am i right to spread it in 12months for example and invest slowly? Can i put the amount that i will invest in the last 6 months in time deposit first? rather than have it sit in my savings account? thank you so much

Guita of Colayco Foundation:
1. What is your financial goal?
2. When do you need to achieve your goal? Or how many years can you keep your money invested?
3. Have you invested in the stock market before or is this your first time?
These are the primary questions you need to answer before you invest in a particular instrument.

 

 

I’ve recently become more involved with Colayco Foundation for Education, the first, most experienced and most effective in teaching personal finance to Filipinos, and I’ve answered so many questions about investing, managing money, business, etc. Names have been redacted. Most of these are originally found on the Francisco Colayco Facebook Page, Colayco Foundation and Francisco Colayco Website