Tag Archives: invest

Networking Basics

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Inquirer:
.paano po ba malalaman kung isang netwoking company ay rehistrado at legal?may site po ba n pwede kng puntahan?and what are the tips na pwde nyo pong ishare tungkol po sa networking? so mas maganda po ba mag invest sa isang mutual fund kesa sa networking

Guita of Colayco Foundation:
You have to check the Securities and Exchange Commission to determine whether the organization and their products are legal. If it is a food/drug product check with BFAD.
Earning from networking is only possible if you put in the effort. You will (and should) earn more from the sales of products than for bringing people in.
Networking is an active way of earning income (despite what all networkers say). Mutual fund – passive income generator.

 

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Discover your options for taking hold of your personal finances, growing out of debt, and building wealth through Colayco Foundation’s publications and training.
Upcoming Seminars:
Aug 4 (Saturday), 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1 (Saturday), 9am-12nn    InvestAbility: Stock Market
Sept 1 (Saturday), 2-5pm         InvestEd: Analyzing Stocks
Email renzie@colaycofoundation.com or SMS 0917 808 8857 for more information and to check if you qualify for BIG discounts!
Avail free personal finance articles on www.colaycofoundation.com
We look forward to building One Wealthy Nation with you!

How do I invest in Mutual Fund while overseas?

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Inquirer:
paano ako pwede mag invest sa mutual fund since i presently living abroad.

Guita of Colayco Foundation:
We recommend you take advantage of our webinars, schedules will be posted in http://www.colaycofoundation1.com/calendar. As for the mutual fund, you need to be in the Philippines to open a mutual fund account. An alternative for OFWs like you is KsKCoop. http://www.kskcoop.com – for more info email joel@colaycofoundation.com

 

______________________________

Discover your options for taking hold of your personal finances, growing out of debt, and building wealth through Colayco Foundation’s publications and training.
Upcoming Seminars:
Aug 4 (Saturday), 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1 (Saturday), 9am-12nn    InvestAbility: Stock Market
Sept 1 (Saturday), 2-5pm         InvestEd: Analyzing Stocks
Email renzie@colaycofoundation.com or SMS 0917 808 8857 for more information and to check if you qualify for BIG discounts!
Avail free personal finance articles on www.colaycofoundation.com
We look forward to building One Wealthy Nation with you!

What to do when you already have cash reserves?

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Inquirer:
if we already have a savings which is equivalent to the total expenses in 6 to 8 months, is it a good idea to buy shares of stocks like that of petron as well as invest to properties like condominium, land? goal in mind is to have own business and later on have our house. thank you very much.

Guita of Colayco Foundation:
The savings of 6-8 months’ worth of income is for cash reserves – it is a big emergency fund. This is best placed in either a time deposit or a mutual fund (when the market is good).
As for investing further, yes it is a good idea. Consider mutual funds first as stocks and land require more research, knowledge and skill to effectively earn from. Make a plan – with specific and realistic goals and timetable for achieving it. Our book the Pera Palaguin Workbook can help you in this.

Joining our upcoming workshop on Aug 4 would also be very beneficial.

______________________________

Discover your options for taking hold of your personal finances, growing out of debt, and building wealth through Colayco Foundation’s publications and training.
Upcoming Seminars:
Aug 4 (Saturday), 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1 (Saturday), 9am-12nn    InvestAbility: Stock Market
Sept 1 (Saturday), 2-5pm         InvestEd: Analyzing Stocks
Email renzie@colaycofoundation.com or SMS 0917 808 8857 for more information and to check if you qualify for BIG discounts!
Avail free personal finance articles on www.colaycofoundation.com
We look forward to building One Wealthy Nation with you!

Do Banks Offer Mutual Funds and Stocks?

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Inquirer:
mer0n dn po b in0ofer ang mga banks n mutual funds and st0cks?tnx p0.

Guita of Colayco Foundation:
banks only offer deposit accounts with selected banks offering unit investment trust funds and government securities. For mutual funds a list of available funds can be found on http://www.pifa.com.ph while a list of available stock brokers can be found on http://www.pse.com.ph

Invest in Mutual Funds Online

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Inquirer:
sir gusto ko mag pa member sa mutual fund through online pls can u help me…thnks…

Guita of Colayco Foundation:
It is not possible to open a mutual fund account online. You need to get in touch with a mutual fund company and an agent will process your application in person. Visit http://www.pifa.com.ph for a list of available mutual funds.

 

______________________________

Discover your options for taking hold of your personal finances, growing out of debt, and building wealth through Colayco Foundation’s publications and training.
Upcoming Seminars:
July 27 (Friday), 1-5pm            Pera Mo Palaguin Mo Workshop
Aug 4 (Saturday), 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1 (Saturday), 9am-12nn    InvestAbility: Stock Market
Sept 1 (Saturday), 2-5pm         InvestEd: Analyzing Stocks
Email renzie@colaycofoundation.com or SMS 0917 808 8857 for more information and to check if you qualify for BIG discounts!
Avail free personal finance articles on www.colaycofoundation.com
We look forward to building One Wealthy Nation with you!

Aren’t Mutual Funds Available In Banks?

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Inquirer:
aren’t mutual fund available in the bank, just wonder why you say hindi available sa banko ang mutual funds” medyo nalito po ako dito ( ???)

Guita of Colayco Foundation:
Mutual funds are not available in banks. What are available in banks are Unit Investment Trust Funds, an instrument similar to mutual funds.

 

I’ve recently become more involved with Colayco Foundation for Education, the first, most experienced and most effective in teaching personal finance to Filipinos, and I’ve answered so many questions about investing, managing money, business, etc. Names have been redacted. Most of these are originally found on the Francisco Colayco Facebook Page, Colayco Foundation and Francisco Colayco Website

Are Philippine Mutual Funds Available Abroad?

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Inquirer:
dto poh abroad. S mga banko poh b lahat my mutual funds n pweding mg invest

Guita of Colayco Foundation:
Hindi available sa banko ang mutual funds. Check out KSK Coop – http://www.kskcoop.com for assistance on saving and investing for OFWs. You may also email joel@colaycofoundation.com

 

 

I’ve recently become more involved with Colayco Foundation for Education, the first, most experienced and most effective in teaching personal finance to Filipinos, and I’ve answered so many questions about investing, managing money, business, etc. Names have been redacted. Most of these are originally found on the Francisco Colayco Facebook Page, Colayco Foundation and Francisco Colayco Website

Where to Invest my Php20K?

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Inquirer:
I want to start to invest my money, around P20,000+, am into networking business and parang hindi ko alam kung san napupunta ang income ko, hope you could help me, am living alone and I want to make my money work for me someday. Please enlighten me…Thank you.

Armand of Colayco Foundation:
BEST TO EXPLORE ARE MUTUAL FUNDS; MORE SO IF THAT 20,000 PESOS IS SOMETHING YOU WILL NOT TOUCH BUT ALLOW TO GROW IN 3 YEARS OR LONGER.

Inquirer:
pwede ka pong bumili inany banks, mag inquire rin po kayo sa sunlife

Guita of Colayco Foundation:
You may check http://www.pifa.com.ph for a complete list of available mutual funds. Or you can also avail of bank products called UITFs – a list can be found on http://www.uitf.com.ph

 

 

I’ve recently become more involved with Colayco Foundation for Education, the first, most experienced and most effective in teaching personal finance to Filipinos, and I’ve answered so many questions about investing, managing money, business, etc. Names have been redacted. Most of these are originally found on the Francisco Colayco Facebook Page, Colayco Foundation and Francisco Colayco Website

Investments for Php5000

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Inquirer:
san po pwede mkapag invest for as low as 5,000 pesos?
Guita of Colayco Foundation:
There are several investment opportunities to consider however not all of these may be the best option for you:
1. Mutual Funds – Initial investment Php5000, subsequent investments minimum Php1000. This is best utilized if you can save and invest Php1000 regularly (i.e. every month or every other month at the least).
2. Retail Treasury Bonds – In multiples of Php5000. This is best utilized if you need a safe and guaranteed investment which will give you regular income over a specified period.
3. Stocks – You can actually begin investing for as low as Php5000 however to truly take advantage of the stock market and manage your risks at the same time, you need to build the fund to at least Php150,000 over the course of 2-3 years.
It would be best to learn how to pick the best investment for you at one of Colayco Foundation’s upcoming seminars.
Upcoming Saturday Seminars:
July 7, 9am-12nn     Pisobilities Wealth Within Your Reach
July 7, 2-5pm          InvestAbility: Mutual Funds.
Aug 4, 1-5pm          Pera Mo Palaguin Mo Workshop
Sept 1, 9am-12nn    InvestAbility: Stock Market

Sept 1, 2-5pm         InvestEd: Analyzing Stocks

SMS 0917 808 8857 for more information

Before Investing Php150K in the Stock Market

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Inquirer:
just want to ask if you have P150k and planning to invest it in the stock market. Am i right to spread it in 12months for example and invest slowly? Can i put the amount that i will invest in the last 6 months in time deposit first? rather than have it sit in my savings account? thank you so much

Guita of Colayco Foundation:
1. What is your financial goal?
2. When do you need to achieve your goal? Or how many years can you keep your money invested?
3. Have you invested in the stock market before or is this your first time?
These are the primary questions you need to answer before you invest in a particular instrument.

 

 

I’ve recently become more involved with Colayco Foundation for Education, the first, most experienced and most effective in teaching personal finance to Filipinos, and I’ve answered so many questions about investing, managing money, business, etc. Names have been redacted. Most of these are originally found on the Francisco Colayco Facebook Page, Colayco Foundation and Francisco Colayco Website