Mutual Funds vs. UITFs

Inquirer 1

Which of this two are good for investment Mutual Fund or UITF?

 

Inquirer 2

okay ba mag invest sa UITF ng BDO?

 

Guita of Colayco Foundation

BDO is a legal and reputable company. However if you are asking how they compare to other UITFS and MUTUAL FUNDS you can make a comparison for yourself here: www.uitf.com.ph & www.pifa.com.ph

They are both good instruments which function very similar to one another.

MFs are shares of ownership of a fund (incorporated company).

  • you are a share-holder, have voting rights
  • MF performance is published daily

UITF are shares of participation in a fund owned by a bank.

  • you are a client of the bank and are issued a certificate of participation
  • UITF performance is announced at the discretion of the bank

You can compare their returns via http://www.pifa.com.ph for MFs and http://www.uitf.com.ph for UITFs.

 

Learn about mutual fund investing strategies to achieve your Php1M, by joining Colayco Foundation’s upcoming InvestAbility Mutual Fund Seminar. We teach you more than just the what and how to (which a decent sales agent can tell you). We focus on equipping you with the right long-term strategies to investing effectively in mutual funds and achieving your wealth goals. For seminar details SMS 09178632131. 

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7 thoughts on “Mutual Funds vs. UITFs

  1. Hi Guita,

    Maybe i will wait till i visit philippines this coming december and come to your office for personal appearance. Is there any requirements that i need to know so i could prepare for it?

    Best Regards,
    Roden

  2. Hello there,
    I just want to know if theres up coming seminar for basic investing in the month of december? Im living abroad and having holiday on december and i want to attend seminar to learn and planning to start to invest. I want to know what is the best investment for me since im out of the country most of the year.. I hope i could attend seminar and somebody help me to start to invest in a proper way. Pls give me some information or any person i can talk with. Im having holiday on december and looking forward to learn in the world of investing. Thank you.

    Best Regards,
    Roden

      • Hi Guita,

        Thank you for quick response, i would wait for up coming schedule for the month of december. Ano ba ang suited investment sa gaya ko na nasa abroad? Im coming back every year or two years sa pinas. I want to invest minimum of 5 years atleast. Medyo may idea na ko between MF and UITF. Is there any more option na pwede kong pag invest-san? Pwede ko bang ma update ang na invest ko kahit wala ako jan? Sana mabigyan mo ko ng ideas san magandang mag invest ng money.

        Best Regards,
        Roden

      • Physical appearance is a requirement in opening investment accounts. While you’re abroad you can consider one or both of these options: a) have a trusted relative open an account under their name and then transfer it under your name when you visit the Philippins. b) consider the RSIP mutual fund program of KsKCoop – http://www.kskcoop.com – an affiliate organization of Colayco Foundation set up to provide OFWs access to wealth opportunities.

      • Hi Guita,

        Thank you for quick response, i would wait for up coming schedule for the month of december. Ano ba ang suited investment sa gaya ko na nasa abroad? Im coming back every year or two years sa pinas. I want to invest minimum of 5 years atleast. Medyo may idea na ko between MF and UITF. Is there any more option na pwede kong pag invest-san? Pwede ko bang ma update ang na invest ko kahit wala ako jan? Sana mabigyan mo ko ng ideas san magandang mag invest ng money.

        Best Regards,
        Roden

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