Inquirer:
just want to ask if you have P150k and planning to invest it in the stock market. Am i right to spread it in 12months for example and invest slowly? Can i put the amount that i will invest in the last 6 months in time deposit first? rather than have it sit in my savings account? thank you so much

Guita of Colayco Foundation:
1. What is your financial goal?
2. When do you need to achieve your goal? Or how many years can you keep your money invested?
3. Have you invested in the stock market before or is this your first time?
These are the primary questions you need to answer before you invest in a particular instrument.

I’ve recently become more involved with Colayco Foundation for Education, the first, most experienced and most effective in teaching personal finance to Filipinos, and I’ve answered so many questions about investing, managing money, business, etc. Names have been redacted. Most of these are originally found on the Francisco Colayco Facebook Page, Colayco Foundation and Francisco Colayco Website